Commuters are carrying nearly £1m worth of personal items on trains into London according to new findings from specialist insurance broker Towergate.

Research has shown that possessions carried on commuter trains during rush hour, including laptops, smart phones, wallets, jewellery, bags and office clothes, add up to £1,815 per commuter.

The value of items on the Northern Line totals to £1,098,048, and even more on the Victoria line at £1,426,636.

The average commuter train carrying 515 passengers into London, making the combined value a staggering £934,725.

Around 40 per cent carry a tablet or laptop with them on their journey to and from work and 88 per cent carry a smartphone.

That makes the average value of the electronic items is £632 per passenger.

But of course, we keep more valuable items in our bags such as glasses, make-up and perfumes, wallets, purses, jewellery and watches.  

Around the country, passengers boarding trains at Sheffield are carrying £244,003, Manchester £239,479 and Newcastle £233,493.

Kirsty Wainwright-Noble from Towergate, said: “It is alarming to think about the combined value of items we carry to and from work each day without a moment’s hesitation. But with many of us using various modes of public transport to get to and from work, there is a risk of valuable items being left behind and ending up in a station’s lost property.  

“It’s crucial that commuters check they have the right cover in place and if unsure speak to their insurer about what they are covered against outside of the home; otherwise they could find themselves increasing an already costly commute”.